skip navigation

40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Mike's most recent publications

Michael Carminucci has authored many books over the years.  In 2019 Michael authored Putting the OK in your 401K as an easy to follow guide to help investors prepare for retirement.  Earlier in the year, Michael's light-hearted halarious book of Tax Time Tales, Tinis and Toddies was published just in time to help tax payers ease the pain of tax time.

Putting the OK in your 401K:
The Best Retirement Strategy Is Not A SecretAlmost everyone ignores retirement—until it's too late. People put more effort into picking out a car than choosing a retirement plan. That may be because retirement and investment advice can come off like a bad sales pitch: often conflicting, much of it nonsense. However, don't ignore this one crucial fact: Your 401K is a money-making Aladdin's Lamp.• You get a tax break: your contribution is deductible, lowering your taxable income• You get a second tax break: any money made in the 401K is deferred until you retire• You make money on the money you deposit (the interest)• You make money on the interest on the money you deposit! (compounding interest)• You save more money in a 401K than an IRAThe key to a successful 401K is your financial contribution and your 401K investments—your portfolio. How you manage those factors in your retirement plan is critical. Remember that you—and you alone—are the only one in charge of your 401K. But there are brilliant, time-tested investment strategies you can use to maximize growth, minimize risk.Putting the OK in 401(k) by renown tax expert Michael Carminucci guides you through the steps you must take now for a secure, prosperous, and happy retirement


 Tax Time Tales 'Tinis & Toddies:


While you may not be able to escape death or taxes, Financial Advisor Mike Carminucci's hilarious new book, Taxtime Tales, Tinis & Toddies delivers a bartender's bible of anesthetizing elixirs each designed to get you through that annual American ritual (and torture fest), which culminates every April 15, when we all have to pay our tab with the Internal Revenue Service.

This tax-themed collection of drink recipes and drinking facts is guaranteed to help you laugh your way through your tax-time-pain (or at least numb it a bit). Mike knows what the occasional drink can have when going through the tax process. After many years of careful research, Michael would like to share some of his favorite alcohol-fueled concoctions. Loaded with weird facts and funny stories of your fellow tax-sufferers, plus easy-to-mix libations (all cleverly named), Taxtime Tales, Tinis & Toddies is just what the accountant ordered -- so keep it on tap!